TPAs — Third-Party Administrators
Processes insurance claims and handles administrative functions for self-funded employer health plans, health plans, or other payers. Unlike insurance companies, TPAs do not underwrite risk -- they administer the plan on behalf of the plan sponsor.
14
Primary Modules
7
Key API Integrations
9
Regulatory Requirements
Primary Portal Modules
Claims Enrollment Billing Auth Employer Groups Financial Providers Patient Grievances Compliance Documents Analytics Products Communication
Organizational Relationships
▲ Vertical — Reports To (Upward)
- Self-funded employer plan sponsors (fiduciary)
- State DOI (licensing)
- DOL (ERISA oversight)
▼ Vertical — Oversees (Downward)
- Claims processing teams
- Member services
- Utilization review staff
- Subcontracted vendors (PPO networks, PBMs)
▶ Horizontal — Collaborates With (Peer)
- Stop-loss carriers
- PPO network rental companies
- PBMs
- MCOs (network access)
- Brokers/consultants
- Clearinghouses
- Actuarial firms
- Wellness vendors
Key API Integrations
Full X12 EDI Suite (837/835/834/820/270/271/276/277/278)Provider network repricing APIsStop-loss carrier feedsNCPDP PharmacyBanking/Payment APIsEmployer HR/Benefits IntegrationCMS MSP Reporting
Regulatory Requirements
- State TPA licensing
- ERISA compliance
- HIPAA Privacy/Security/Transactions
- ACA compliance
- State prompt-pay laws
- MHPAEA (Mental Health Parity)
- No Surprises Act
- COBRA administration
- SOC 1/SOC 2 audits